10 things you must consider before purchasing electric skate scooter

1) Portability: what size and weight is suitable for your usage. Do u need to carry it during part of your journey? Can it be carried on to public transportation?
Can it fit in my car boot? Is it light enough for a single child or adult to lift or carry it for a distance; eg up & down stairs or thru wet terrain.

2) Manoeuvrability:
What's the max speed and braking distance at max speed? Can I easily do a U-turn without getting off the ride? How big is the space required for a U-turn?
If I run out of juice, am I able to kick and use it as a kick scooter?

3) Power Source
Lithium / LiPo battery /acid battery?

4) Material:
Durability and weight.

5) Technology
Brake system: disc brakes/ electromagnetic brakes
Acceleration: motor / electromagnetic brushless motor.

6) Range
How far can you go on a full charge?
When the device is 6 months to 1 year old, can the old battery still give you the range u required?

7) Maintenance
Is it maintenance free? What tools do you require to tighten the loose bolts & nuts?
Do you need to grease any parts?

8) Tyres
Honey comb /solid rubber / air? What type of terrain is the tread meant for? Some tires are slippery on wet tiles. And some are easily punctured.

9) Ease of replacing parts
Are the various parts easily purchased?
Such as tyres, brake disc, batteries.

10) Cost

2 Easy Steps to Car Loan Redemption in Singapore

Why redeem a car loan?

The main reason one would redeem their car loan early in Singapore, considering the pretty low interests rates and record high prices is either one is selling his car or just simply feeling rich.
Either way, there are some considerations when it comes to redemption of car loan.
Choose the easy way out by engaging dealers? Be prepared to be set back by a few hundreds to thousands bucks, while the DIY method will only require few hours of your time.
Read on and understand how to go out about doing it

Financing you car in Singapore

Once you obtained a car loan from a credit company or bank, you had entered into a hire-purchase relationship with the financial institution. This is an extended repayment scheme for the purchase of a car. Technically speaking, the bank now owns your car and the bank will allow you to "hired" it for use once you paid the deposit and monthly installments on time. Until the day you paid up the outstanding amount, the bank always has the right to seize the vehicle from you should you default on any payment.

Loan Redemption

Step1: Choose to DIY or thru a dealer.

When you sell, trade-in or transfer your vehicle to another party or a pre-owned car dealer, you will need to repay the loan in full before the credit company or bank will allow you to complete the transfer.

A used car dealer will usually include the cost of redemption into their purchasing price. Choosing this method means that you do not have make a personal trip to the bank and LTA at all. The dealer will settle everything on your behalf. Of cos, you will sell your car at a lower price compare to a direct buyer.

For those who prefers to DIY by finding a direct buyer, you may also engage a dealer or companies that specialises in handling vehicle transfer to settle the above for a fee. A typical dealer charges anything from $300 to $700. This includes going to the following places on your behalf, namely the bank and LTA. They will also help to terminate your vehicle insurance and process the refund. Suitable for those DIY cases that do not have cash to pay up the outstanding first.

And for most DIY cases, the preferred choice is to save those hundreds by making a trip to the bank and pay up the outstanding on your own. It's pretty easy actually as long as you have the cash to pay up the balances. In some cases, the buyer may agree to fork out the balance for the seller to make the process smoother. Do note that the buyer may be put in a risky position should the seller refuse to proceed with the sale.

Step 2: Processing the redemption

Visit to the bank

In order for LTA to release the "caveat" on the vehicle so that a transfer of ownership can happen, the credit company or bank has to notify LTA that the loan has been redeemed in full. This process may take 1 to 3 days. I would recommend redeeming at least 2 days early to prevent any hiccups in the transfer. You may call LTA to enquire if the "caveat" has been withdrawn after the redemption.

At the bank, inform the personnel to expedite the process and to send you a document to proof that a full loan redemption was done, although this document is not required by LTA.

This is the final step that a seller has to do to ensure a smooth transfer at LTA.

Note for sellers: Remember to contact your vehicle insurer to terminate your insurance.

Stay tune to tips on procedure for DIY car buyers. (To be posted soon)

Showing Appreciation to our NSmen: NS Family Recognition Voucher

NS Family Recognition Voucher

Congratulations!
The fact that you are searching for clues to what the NS Family Recognition Voucher actually is, may means that you had been awarded one due to your exceptional performance during your last in-camp training (ICT). I hope this post will help those curious and can't wait 3 weeks for what's installed for them.

The purpose of the NS Family Recognition Voucher is to recognize the strong support given by the families of NSmen who performed outstandingly during the ICT and courses.
In short, the government is awarding $100 worth of vouchers to NSmen who are within the top 10% of their ICT or courses. This voucher will subsidise fully, if not defray part of the cost of activities which allow the NSmen to spend some time with their family.

LTA Vehicle Inspection Procedure at STA and Vicom made simple

This article is for the newbies whom are visiting a LTA approved inspection centre such as Vicom and STA Inspection for the first time or unfamiliar with the procedures.

Under the Road Traffic Act, it is an offence to use a vehicle without a valid inspection certificate.
It is also a mandatory requirement for renewal of annual road tax.

Let's go through some simple procedures to make your visit a breeze.